5 articles
When a lender asks about interest cover and gearing, do you know what they mean or how your numbers measure up? This guide breaks down both ratios with a worked example, shows how to calculate them yourself before applying for finance, and explains what to do if your figures are not strong enough yet.
A rising ROE can mean genuine operational improvement or simply more borrowing. DuPont analysis splits return on equity into profitability, efficiency, and leverage so SME owners can tell which force is really driving the number before a lender or buyer asks.
Two businesses each report £500,000 in annual revenue. One is thriving; the other is quietly struggling. The difference doesn’t show up in…
Your profit and loss account tells you whether you made money. Your balance sheet tells you what you own and what you…
Every business produces financial statements, but the numbers alone rarely tell the full story. A company with £500,000 in revenue might be…
